Pay On-Demand

Build a more reliable, motivated workforce with instant earned wage access.

The perks of Pay On-Demand

The perks of Pay On-Demand

OFFER More optionS

Solutions for every workforce and wallet

Financial flexibility looks different for everyone. Let your team choose their own payday path.

Instant to Bank

Instant to Bank
  • Offer instant bank transfers so your employees can receive their earned wages right after their shift.

Instant to PayCard

Instant to PayCard
  • Funds load onto a reloadable PayCard. Great for unbanked workers or banks that don’t support instant transfers.

Standard bank transfer

Standard bank transfer
  • A simple option for anyone who prefers a traditional transfer. Funds reach their bank account in 1–2 days.
From Punch To Payday, All In One Place

Automate your payroll today

no risk, all reward

The fastest way to fill an open shift is to pay for it sooner

Hourly workers don’t always make it to payday. Pay on Demand lets them access wages they’ve already earned after a shift, so the money shows up when the need does.

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71%
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Of healthcare workers say they’d stay longer at a job offering earned wage access. (Becker’s Hospital Review)

4x
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likely to pick up extra shifts when they can access pay instantly. (Instant, 2024 Wages & Wellbeing study)

2-3x
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Job postings advertising faster pay receive 2 to 3x more applicants in hourly roles. (Instant, 2024 Wages & Wellbeing study)

Why employers offer Pay on Demand

Hourly workers do not always make it to payday. Giving them access to wages they have already earned keeps good people on the schedule and off high-interest credit, with no hit to your cash flow.

Benefits
Why it matters for your business
Build loyalty and reduce turnover
Offering flexible pay attracts talent and reduces turnover.
Improve net pay accuracy
Show employees their real, usable wages after taxes and deductions.
Zero impact on your cash flow
Fingercheck fronts the funds, so your cash flow and payroll stay on track.
Hire faster with flexible benefits
Stand out with a modern, on-demand benefit that job seekers want.
Seamless payment process
Fully integrated system means no extra costs, systems, or admin.
Reduce emergency pay requests
Help workers bridge gaps without payday loans or high-interest credit cards.

Pay On-Demand FAQs

What is Pay On-Demand?
How do I know if my plan has Pay On-Demand?
Are there extra costs if I offer Pay On-Demand?
How do I activate this for my business?
How do my employees enroll?
How quickly are funds made available?

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